Insure more than one business car or van at a time with cover for your entire workforce of vehicles. A fleet insurance policy could be cheaper than protecting each van or car individually.

Our Group Medical Insurance plan offers the flexibility to choose the level of healthcare coverage you want—from a cost-efficient Restricted Plan to an Executive VIP program.

Offers you a wide range of Takaful based coverage for Marine & Aviation risk.

This policy includes coverage against loss of or damage to a ship and in-transit cargo. Any loss or damage incurred over waterways, land and air is a part of the cover.

This cover includes damage to third party health and property caused by accident for which driver and/or owner of the car were responsible.

We provide comprehensive insurance against the Loss of or damage to individual Yacht or Jet ski and also provide cover against third party liability arising out of the use of the same.

We provide comprehensive insurance against the Loss of or damage to individual Yacht or Jet ski and also provide cover against third party liability arising out of the use of the same.

Type of coverage that protect your Passengers or your Aircrafts, we have a variety of aviation-specific policies so your business can continue to soar.

Our property insurance policy provides financial reimbursement to the owner or tenant of a structure and its contents, in the event of damage or theft.
Loss of income and other additional costs caused by the interruption to your business following an insured loss under the Property section.

The policy protects your property against the threat of Fire, Lighting, Explosion, Storm, Tempest, Flood, Burst Pipe, Malicious Damage, Earthquake, Aircraft Damage, Riot & Strike, Impact damage, Burglary etc.

An all-risk insurance policy that provides comprehensive cover tailored for the needs of jeweler’s risks.
Our policy extends to include retail, wholesale, repairs and manufacturing businesses. Even sellers of art, antique dealers and similar trades can take advantage of this type of policy.

This type of insurance covers employees against work-related accidents. An Extension cover available includes non-work related Accidental Death and Permanent Total Disability.

It is designed to indemnify the Insured (the employer) for the loss of money or property sustained as a direct result of acts of fraud, theft or dishonesty by an employee in the course of employment.

The policy is designed to protect against theft or loss of money whilst on the premises during business hours, whilst in a locked Safe out of business hours, and whilst in transit between specified locations by authorized employees.

Covers any loss or damage to Third Party Property and/or death, bodily injury due to the use of products manufactured, sold or supplied by the insured.

The insurance that protects against claims of personal injury or property damage caused by products sold or supplied through your business to the third party. It is designed to help protect your business.

This cover is designed to provide protection to companies/organizations for claims brought against directors, officers and employees for actual or alleged breach of duty, neglect, misstatements or errors in their managerial capacity causing loss to Company hiring them.

This Policy offers a Comprehensive cover for Banks and Similar Financial Institutions. The policy provides protection against loss caused due to infidelity of employees, loss of property while such property is within any of the assureds’ premises, loss resulting directly from forgery or alteration, counterfeit currencies and other risks to which financial institutions may face.

This cover will provide compensation to professionals for Legal costs and expenses incurred due to negligent acts, errors, breach of duty or omission and can be arranged as an annual policy or on project specific basis.

This type of insurance covers all the claims that medical professionals are exposed to, regardless of whether any such error/negligence has occurred.
The litigation costs are high in case of any malpractices or errors such as Death or Injury of Patients due to Negligence, Error, and Omission; for this reason, the right medical malpractice insurance plan is mandatory to all health & medical professionals and clinics.

Cyber Liability insurance protects businesses and individual users from Internet-based risks, and the risks relating to information Technology infrastructure and activities. It’s a brand name for a package policy offers protection for “Network Security” and Privacy exposure and much more.

Covers any unforeseen and sudden physical loss or damage from any cause, in a manner necessitating repair or replacement to contract works, construction plants, equipment and machinery. This policy provides protection throughout the construction period followed by maintenance, if any for losses arising out of the maintenance work.

Specifically designed for Erection/Installation projects, where the values of the Plant/Equipment dominates the Contract Value. This policy is for the Contractors who takes up & execute mechanical projects on an ongoing basis. The annual policy can be for one single project or all similar projects.

This policy covers expensive machinery against sudden unforeseen breakdown (excluding breakdown due to wear and tear). This insurance shall pay for repairs / replacement of the machinery and/or its parts following a break-down.

The policy covers material damage to the Electronic equipment, increased cost of working following damage to the equipment and additional (clerical) costs incurred for reinstatement of the lost data.

The policy covers Deterioration of Stocks in refrigerated cold rooms/chambers following an incident, which gives rise to a claim under the underlying Machinery Insurance Policy

Cover designed to cater to the needs of employers for the protection of their employees against death or permanent disability or temporary incapacity caused by accident or sickness.

•Why partner with us:?
We work hard to create ongoing partnerships. With our Business & Individual packages, we’ll provide you with constant & proactive support and the necessary expertise—guiding you at every step of the way.

•What insurance do I need?
With Al Khaleej @ Work, we are built on advice. We can assist you in deciding what insurance you need and have it tailored for your business. We can meet you face to face or go through it all over the phone or email, make an enquiry with us today.

•What are the advantages to using an agent to purchase insurance?

By using an agent to purchase insurance, the policyholder receives more personal service. An agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when filing a claim. A local, independent agent is able to deliver quality insurance with competitive pricing and local personalized service.

•What is an Insurance Policy?
It’s a contract in which we promise to take over the financial costs of certain risks. The policy describes the item(s) covered, the risks you are covered against and specifies your rights and responsibilities, along with the terms and limits of the cover. We cannot stop those risks from occurring, but we can help to pay for them when they do.
I have an older car whose current market value is very low – do I really need to purchase motor insurance?
Qatari Law mandates drivers to have automobile liability insurance. These laws were enacted to ensure that victims of automobile accidents receive compensation when their losses are caused by the actions of another individual who was negligent & coverage for all damages to your vehicle, or if it gets stolen.
•What is road side assistance?
Policyholders are covered with GCC Roadside Assistance programme, which covers Free Emergency Roadside Assistance Includes (breakdown sites promptly – assist you onsite on vehicle break down – flat tyre / punctured tyre, battery failure, mechanical issues and towing to nearest workshops. Just give a call 24/7 through: 55455757 / 55455252 / 44278946.
•How to Cancel Motor Insurance?
Each insurer has a different cancellation policy. Contact your insurer to find out if there are any penalties if you cancel outside your coverage term.
•What is not covered under Property Insurance?
The policy generally does not cover war & terrorism, losses arising out of nuclear weapons, radioactive contamination, normal wear & tear, money, cash, cheques & bullion, animals & plants, consequential losses, dishonest & fraudulent claims, unexplained & mysterious disappearance, losses from theft. However burglary is covered, gradual contamination & pollution etc.
Moreover always refer in the policy &/or upon quote issuance.
•Who Needs Life Insurance?
Everyone can benefit from a life insurance policy. Life insurance policies help pay for expenses that remain after a death.
•Does the Policy provide cover to the employees / members up-to 65 years of age?
Yes, the Policy provides cover to the employees up to 65 years of age provided satisfactory evidence of insurability, which may range from Health Questionnaire to comprehensive Medical Examinations, have been provided by the Policy Holder to the satisfaction of Al Khaleej Takaful Insurance.
•What is Liability?
Liability is your legal responsibility for damages.  For example, when you are at fault in an accident, you have liability to pay for the damages and injuries caused to others involved.
•What if I already have a health insurance policy, but I just want to increase my sum insured?
If you already have an insurance policy but want to extend your cover, you can do so at the time of policy renewal.
•How easy is it to file medical claim & get reimbursed?
With the introduction of TPA’s (Third Party Administrator), settling a claim is no longer the long-drawn affair it used to be.All you need is to show your health card at an authorized hospital to get cashless treatment and then the TPA takes over the claim-settlement process.
•Do I need insurance if I`m renting a home?
You may not own the place where you live, but you still need insurance protection. Renters insurance will protect your belongings (furniture, etc. inside the building), your liability, and relocation lodging if your home becomes uninhabitable because of an insured loss.
•Why do I need travel insurance?
No one thinks twice before getting health or car insurance. Travel insurance is just as important since it gives you the peace of mind you need by covering your travel expenses in case your trip is cancelled, or cut short for a legitimate reason, all within the policy limits previously agreed upon.. With added benefits, your baggage can also be protected as well as medical and dental fees.
•How much business insurance package do I need?
The amount of coverage requirement could be easily determined by calculating what is the maximum possible claims scenario that your business could incur, and then buying the appropriate type of insurance cover to protect against possible loss due to that incident.
This method of estimating the amount of insurance coverage needed ensures that in any unforeseen circumstances, your risk is fully protected and your business can continue to operate with minimum financial loss & business interruption.