•Why partner with us:?
We work hard to create ongoing partnerships. With our Business & Individual packages, we’ll provide you with constant & proactive support and the necessary expertise—guiding you at every step of the way.
•What insurance do I need?
With Al Khaleej @ Work, we are built on advice. We can assist you in deciding what insurance you need and have it tailored for your business. We can meet you face to face or go through it all over the phone or email, make an enquiry with us today.
•What are the advantages to using an agent to purchase insurance?
By using an agent to purchase insurance, the policyholder receives more personal service. An agent with whom there is direct contact can be vital when purchasing a product and absolutely necessary when filing a claim. A local, independent agent is able to deliver quality insurance with competitive pricing and local personalized service.
•What is an Insurance Policy?
It’s a contract in which we promise to take over the financial costs of certain risks. The policy describes the item(s) covered, the risks you are covered against and specifies your rights and responsibilities, along with the terms and limits of the cover. We cannot stop those risks from occurring, but we can help to pay for them when they do.
•I have an older car whose current market value is very low – do I really need to purchase motor insurance?
Qatari Law mandates drivers to have automobile liability insurance. These laws were enacted to ensure that victims of automobile accidents receive compensation when their losses are caused by the actions of another individual who was negligent & coverage for all damages to your vehicle, or if it gets stolen.
•What is road side assistance?
Policyholders are covered with GCC Roadside Assistance programme, which covers Free Emergency Roadside Assistance Includes (breakdown sites promptly – assist you onsite on vehicle break down – flat tyre / punctured tyre, battery failure, mechanical issues and towing to nearest workshops. Just give a call 24/7 through: 55455757 / 55455252 / 44278946.
•How to Cancel Motor Insurance?
Each insurer has a different cancellation policy. Contact your insurer to find out if there are any penalties if you cancel outside your coverage term.
•What is not covered under Property Insurance?
The policy generally does not cover war & terrorism, losses arising out of nuclear weapons, radioactive contamination, normal wear & tear, money, cash, cheques & bullion, animals & plants, consequential losses, dishonest & fraudulent claims, unexplained & mysterious disappearance, losses from theft. However burglary is covered, gradual contamination & pollution etc.
Moreover always refer in the policy &/or upon quote issuance.
•Who Needs Life Insurance?
Everyone can benefit from a life insurance policy. Life insurance policies help pay for expenses that remain after a death.
•Does the Policy provide cover to the employees / members up-to 65 years of age?
Yes, the Policy provides cover to the employees up to 65 years of age provided satisfactory evidence of insurability, which may range from Health Questionnaire to comprehensive Medical Examinations, have been provided by the Policy Holder to the satisfaction of Al Khaleej Takaful Insurance.
•What is Liability?
Liability is your legal responsibility for damages. For example, when you are at fault in an accident, you have liability to pay for the damages and injuries caused to others involved.
•What if I already have a health insurance policy, but I just want to increase my sum insured?
If you already have an insurance policy but want to extend your cover, you can do so at the time of policy renewal.
•How easy is it to file medical claim & get reimbursed?
With the introduction of TPA’s (Third Party Administrator), settling a claim is no longer the long-drawn affair it used to be.All you need is to show your health card at an authorized hospital to get cashless treatment and then the TPA takes over the claim-settlement process.
•Do I need insurance if I`m renting a home?
You may not own the place where you live, but you still need insurance protection. Renters insurance will protect your belongings (furniture, etc. inside the building), your liability, and relocation lodging if your home becomes uninhabitable because of an insured loss.
•Why do I need travel insurance?
No one thinks twice before getting health or car insurance. Travel insurance is just as important since it gives you the peace of mind you need by covering your travel expenses in case your trip is cancelled, or cut short for a legitimate reason, all within the policy limits previously agreed upon.. With added benefits, your baggage can also be protected as well as medical and dental fees.
•How much business insurance package do I need?
The amount of coverage requirement could be easily determined by calculating what is the maximum possible claims scenario that your business could incur, and then buying the appropriate type of insurance cover to protect against possible loss due to that incident.
This method of estimating the amount of insurance coverage needed ensures that in any unforeseen circumstances, your risk is fully protected and your business can continue to operate with minimum financial loss & business interruption.