Motor Insurance

Motor Insurance

Whether you lease, finance or own your car, there is a minimum amount of required coverage you need to have to protect yourself and your loved ones. Alkhaleej Takaful Insurance will help you to find the perfect motor insurance solution that will meet your needs and provide a suitable combination of tailored coverage, quality service and fair pricing

 

GEOGRAPHICAL AREA COVER

Customers travelling long distances by road to other GCC and Arab Countries can opt for the Geographical Area Cover offered at Alkhaleej Takaful Insurance.

MOTOR FLEET POLICY

Alkhaleej Takaful Insurance offers Comprehensive and Third Party solutions for the vehicle fleets owned by our esteemed corporate customers.

Motor Insurance Claim


Alkhaleej Takaful Insurance is keen to offer hassle-free inspections with high service standards to ensure quick and fair settlement of claims to our valued customers.

Our Motor Claim Executives will be happy to answer any queries you may have. You will need to follow the guideline below to process the claim.

STEP 1: Obtain a Police Report

Register the damage caused to the insured vehicle at the Traffic Police Department and obtain a valid Police Report.

The Police Report can be downloaded from HERE

STEP 2: Register a claim

You will need to submit the following documents along with the claim form duly signed by the insured.

  • Valid police report.
  • Copy of Insurance policy for the insured vehicle.
  • Copy of valid driving license driving the vehicle.
  • Copy of ownership book and road permit for the non-blamed party.

STEP 3: Survey and Claim Settlement

If the vehicle is drivable then bring it to our office location for survey, or in case it is not drivable anymore then we recommend getting it towed to avoid any further damage.

A surveyor assesses the loss, designates a garage for repair, issues repair order, (vehicle will be  delivered after repair), receives repair invoices with supporting documents, matches repair order details and finally issues credit note for settlement.

Upon completion of repair at the designated garage Alkhaleej Takaful Group makes the payment of the loss directly to the garage. You will only have to pay the excess as mentioned in the policy and the depreciation value, salvage etc. as informed by the surveyor.